Best Splitwise alternatives in 2026
Most people start looking for an alternative for one reason: they hit the free daily expense cap halfway through a trip. Here is what is actually worth switching to, compared on the things that decide it.
Disclosure: we make Splixa, one of the apps on this list. We have kept the comparison factual and named the cases where a different app is the better answer.
Short answer
If you want the simplest free switch and do not need accounts, use Splid. If you want your personal budget in the same app as your shared expenses, that is what we built Splixa for. If half your group is on iPhone and half on Android and you need the web too, staying on Splitwise is a defensible choice.
Compared
| App | Best for | Free plan limit | Ads | Personal budget | Platforms |
|---|---|---|---|---|---|
| Splixa | Splitting plus your own budget | 2 groups, 50 personal tx/month | No | Yes | Android |
| Splitwise | The largest user network | ~4 expenses a day | Yes | No | iOS, Android, Web |
| Splid | Offline trips, no sign-up | None | No | No | iOS, Android |
| Tricount | Travel groups | None | Yes | No | iOS, Android, Web |
| SplitMyExpenses | Web-first, Splitwise import | None | No | No | Web |
| Spliit | Self-hosting, open source | None | No | No | Web |
1. Splid — the easiest switch
Splid needs no account at all and works fully offline, which makes it the lowest-friction option for a one-off trip: you share a code, everyone joins, and it handles more than 150 currencies. There is no personal budgeting and no real-time sync unless you go online, and exporting to Excel is a paid extra. If you only split costs and never track your own spending, this is the honest recommendation.
2. Splixa — splitting and budgeting in one app
This is ours. The free plan has no daily cap on group expenses and no ads; the limits are 2 active groups and 50 personal transactions a month. What makes it different from everything else on this list is that your own budget lives in the same app — income, expenses, monthly category breakdowns and charts sit next to the group ledger, so you are not running a splitting app and a budgeting app side by side. Multi-currency groups lock the exchange rate at the moment of entry. Android only for now, with iOS in development, and that is the main reason to pick something else.
3. Tricount — long-standing travel option
Tricount has been around a long time and handles trip groups well, with a web version that helps when someone in the group refuses to install anything. It shows ads on the free tier and does not do personal budgeting.
4. SplitMyExpenses — web-first with a Splitwise import
Runs in the browser rather than as an app, and can import an existing Splitwise ledger, which is the single most useful thing on this list if you have years of history you do not want to lose. No mobile app.
5. Spliit — open source and self-hostable
Free and open source, and you can run it on your own server if you would rather not hand your expense history to anyone. That also means you maintain it. Web only.
6. Venmo, PayPal and Revolut — not really alternatives
These move money but do not keep a shared ledger. They are what you use to settle after a splitting app has worked out who owes whom, not a replacement for one.
How to switch without losing money
- Settle up in your current app, or write down each person's net balance.
- Export your history to CSV if the app offers it.
- Recreate the group in the new app with the same members.
- Enter each person's closing balance as an opening entry.
- Agree a switch date with the group so expenses do not get logged in two places.
Frequently asked
Is there a Splitwise alternative with no daily limit?
Yes — Splixa, Splid, Tricount, SplitMyExpenses and Spliit all let you add expenses without a daily cap on their free tiers.
Which expense splitting app works offline?
Splid is the strongest offline option: it needs no account and works entirely without a connection, syncing later via a code.
Which splitting app also tracks my personal budget?
Splixa is the one on this list that does both in a single app. The others are shared-ledger tools only.
Can I export my Splitwise data?
Yes, from the Splitwise web app you can export a group to CSV. SplitMyExpenses can import that file directly.